ZIP 14712 Property Distress & Foreclosure Data

Chautauqua County, New York's ZIP 14712 registers 17/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (40/100), structural risk (35/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). On the structural side it scores 35/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (83/100)).

The expansion-phase market in 14712 posted values that rose 6.3% over the year, and 17% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 35.0% — elevated. Population is roughly 3,079 with a median age of 58. The poverty rate is 10.2%. Around 32% of renters are cost-burdened. Around 30% of adults hold a bachelor's degree or higher. 91% of housing is owner-occupied. At $77,423, median income runs near typical U.S. levels. The typical home is worth about $236,300 (2.8× income, relatively affordable). The demographic-stress sub-score lands at 27/100. The ZIP holds roughly 2,327 housing units.

On the whole, 14712 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.