ZIP 14712 Foreclosure, Tax-Lien & Distress Report
Chautauqua County, New York · High Vacancy market
ZIP code 14712 in Chautauqua County, New York carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (55/100), structural risk (39/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. The split runs 39/100 structural to 1/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (83/100).
The peak-phase market in 14712 posted values that rose 4.9% over the year, and 17% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The vacancy rate is 35.0% — elevated. About 3,079 people live here, median age 58. Roughly 10.2% live below the poverty line. Around 32% of renters are cost-burdened. About 30% have a four-year degree. 91% of housing is owner-occupied. At $77,423, median income runs near typical U.S. levels. Home values center near $236,300, an affordability ratio of 2.8× — accessible. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 2,327 housing units.
Net-net, 14712 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 14712 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 14712's 18/100 can be lined up against any neighbor in Chautauqua County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 14712, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 18/100 for 14712 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 14712 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 14712 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
14712 at a glance
Current distress, phase, housing and lender-pressure figures for 14712, drawn from the same report attached to each property.
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Unlock the full ZIP 14712 acquisition report
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Each signal above is traceable to an open dataset · methodology