ZIP 14701 Property Distress & Foreclosure Data

DLRadar grades ZIP 14701 (Chautauqua County, New York) at a low 17/100 for overall property distress. Property-level stress concentrates in construction/permit lag (40/100), structural risk (35/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (83/100). On the structural side it scores 35/100, with 1/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 45% higher over three years (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 39% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. Median household income is $50,909, below the U.S. median near $78,000. Educational attainment sits at 25% bachelor's-or-above. 20.3% of residents fall below the poverty threshold. Owners hold 58% of homes, renters 42%. The vacancy rate is 12.7% — elevated. The ZIP holds roughly 19,678 housing units. Home values center near $105,300, an affordability ratio of 1.9× — accessible. 39,207 residents call 14701 home, typically aged 39.

Taken together, 14701 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.