ZIP 14701 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 14701 (Chautauqua County, New York) lands at 18/100 — low on DLRadar's distress scoring. The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (39/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (83/100)). The split runs 39/100 structural to 1/100 active on the ground.

The market reads peak — home values rose 4.9% year on year, and 45% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 39% of tenant households. DLRadar's demographic-stress index for the area reads 29/100. Households earn a median $50,909 — below the roughly $78,000 national figure. About 25% have a four-year degree. The poverty rate is 20.3% — high, a tax-stress and distress correlate. The tenure split is 58% owner-occupied to 42% rented. The vacancy rate is 12.7% — elevated. There are about 19,678 housing units across 14701. The typical home is worth about $105,300 (1.9× income, relatively affordable). 39,207 residents call 14701 home, typically aged 39.

On the whole, 14701 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 14701 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 14701's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 14701 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 18/100 for 14701 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 14701 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.