ZIP 14220 Property Distress & Foreclosure Data

Composite property distress in 14220 (Erie County, New York) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). On the structural side it scores 60/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (65/100)).

The expansion-phase market in 14220 posted values that rose 5.7% over the year, and 27% higher over three years (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

72% of housing is owner-occupied. The poverty rate is 12.3%. The vacancy rate is 8.8%. Around 28% of adults hold a bachelor's degree or higher. The ZIP holds roughly 11,502 housing units. Population is roughly 23,786 with a median age of 41. Around 38% of renters are cost-burdened. The demographic-stress sub-score lands at 27/100. At $68,337, median income runs below typical U.S. levels. The typical home is worth about $186,200 (2.6× income, relatively affordable).

On balance 14220 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.