ZIP 14220 Foreclosure, Tax-Lien & Distress Report
Erie County, New York · Affordable market
Scored on a fixed 0-100 scale, 14220 (Erie County, New York) returns a low composite of 23/100. Leading the profile are structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. On the structural side it scores 51/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (79/100)).
Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 27% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
72% of housing is owner-occupied. 12.3% of residents fall below the poverty threshold. Vacancy runs 8.8%. Around 28% of adults hold a bachelor's degree or higher. The ZIP holds roughly 11,502 housing units. 23,786 residents call 14220 home, typically aged 41. Rent burden reaches 38% of tenant households. DLRadar's demographic-stress index for the area reads 27/100. At $68,337, median income runs below typical U.S. levels. Home values center near $186,200, an affordability ratio of 2.6× — accessible.
Net-net, 14220 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 14220 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 14220 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 14220, the field stays empty rather than modeled, and fills in as new documents post.
14220's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 14220 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 14220 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 14220 by the numbers
14220 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Erie County ZIPs near 14220
Nearest ZIP codes to 14220
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Related ZIP, county and statewide reads linked to Erie County, New York.
Open the complete 14220 acquisition file
Pull every distressed parcel in 14220 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic. Every signal traces to a public dataset · methodology