ZIP 14145 Foreclosure, Tax-Lien & Distress Report
Wyoming County, New York · Affordable market
DLRadar grades ZIP 14145 (Wyoming County, New York) at a low 15/100 for overall property distress. Property-level stress concentrates in structural risk (34/100), construction/permit lag (29/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (3/100). Structural risk reads 34/100 against active distress of 1/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (62/100).
The market reads expansion — home values rose 5.8% year on year, and 44% higher over three years (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Rent burden reaches 39% of tenant households. A median home runs $194,400 here, or 2.2 times local income. 4.3% of residents fall below the poverty threshold. There are about 562 housing units across 14145. Households earn a median $87,708 — above the roughly $78,000 national figure. The vacancy rate is 3.1%. Around 22% of adults hold a bachelor's degree or higher. Owners hold 83% of homes, renters 17%. On demographic stress specifically, 14145 scores 24/100. 1,275 residents call 14145 home, typically aged 42.
Overall 14145 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 14145 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 14145's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 14145 shows blanks, not estimates, wherever the record is sparse.
14145's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 14145 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 14145’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
14145 at a glance
The live 14145 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Wyoming County ZIP reports
More distress data near 14145
Other reports tied to Wyoming County, New York — ZIP, county and statewide.
Get the full acquisition report for 14145
Open 14145 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology