ZIP 14521 Foreclosure, Tax-Lien & Distress Report
Seneca County, New York · High Vacancy market
DLRadar grades ZIP 14521 (Seneca County, New York) at a minimal 12/100 for overall property distress. Structural risk reads 28/100 against active distress of 1/100. Its standout signals are construction/permit lag (52/100), structural risk (28/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted.
The peak-phase market in 14521 posted values that rose 4.9% over the year (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
Owners hold 80% of homes, renters 20%. Educational attainment sits at 21% bachelor's-or-above. The poverty rate is 20.0% — high, a tax-stress and distress correlate. Home values center near $163,700, an affordability ratio of 2.5× — accessible. Median household income is $59,700, below the U.S. median near $78,000. 3,282 residents call 14521 home, typically aged 38. Around 45% of renters are cost-burdened. The vacancy rate is 24.3% — elevated. On demographic stress specifically, 14521 scores 31/100. There are about 1,438 housing units across 14521.
On the whole, 14521 leans distressed, with opportunity clustered in specific stressed parcels. 14521 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 14521 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 14521 reflects the current record instead of a stale or modeled snapshot.
14521's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 14521 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 14521
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 14521 distress snapshot
The live 14521 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Seneca County ZIP reports
More distress data near 14521
Related ZIP, county and statewide reads linked to Seneca County, New York.
See every distressed parcel in 14521
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Built from public records, scored the same way everywhere · methodology