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ZIP 14521 Foreclosure, Tax-Lien & Distress Report

Seneca County, New York · High Vacancy market

DLRadar grades ZIP 14521 (Seneca County, New York) at a minimal 12/100 for overall property distress. Structural risk reads 28/100 against active distress of 1/100. Its standout signals are construction/permit lag (52/100), structural risk (28/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted.

The peak-phase market in 14521 posted values that rose 4.9% over the year (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

Owners hold 80% of homes, renters 20%. Educational attainment sits at 21% bachelor's-or-above. The poverty rate is 20.0% — high, a tax-stress and distress correlate. Home values center near $163,700, an affordability ratio of 2.5× — accessible. Median household income is $59,700, below the U.S. median near $78,000. 3,282 residents call 14521 home, typically aged 38. Around 45% of renters are cost-burdened. The vacancy rate is 24.3% — elevated. On demographic stress specifically, 14521 scores 31/100. There are about 1,438 housing units across 14521.

On the whole, 14521 leans distressed, with opportunity clustered in specific stressed parcels. 14521 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 14521 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 14521 reflects the current record instead of a stale or modeled snapshot.

14521's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 14521 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

12/100
Composite stress
28/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 14521

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk38
9 further distress layers are graded for 14521

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 14521 distress snapshot

The live 14521 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Seneca County ZIP reports

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