ZIP 13148 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 13148 in Seneca County, New York comes in at 12, a minimal composite-distress reading. The latent-versus-live split is 28/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (52/100), structural risk (28/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (5/100).

The market reads peak — home values rose 4.9% year on year, and 22% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $58,971 — below the roughly $78,000 national figure. The ZIP holds roughly 5,500 housing units. Home values center near $149,300, an affordability ratio of 2.2× — accessible. About 26% have a four-year degree. Vacancy runs 10.8%. On demographic stress specifically, 13148 scores 28/100. Rent burden reaches 43% of tenant households. Population is roughly 10,798 with a median age of 46. 15.6% of residents fall below the poverty threshold. 68% of housing is owner-occupied.

Net-net, 13148 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 13148 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 13148's 12/100 can be lined up against any neighbor in Seneca County, New York or any ZIP coast to coast. Where the public record is thin for 13148, the field stays empty rather than modeled, and fills in as new documents post.

The 12/100 for 13148 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 13148 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.