ZIP 13148 Property Distress & Foreclosure Data

In Seneca County, New York, ZIP 13148 scores 10 of 100 for composite distress, a minimal level on DLRadar's public-record index. The latent-versus-live split is 22/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (29/100), structural risk (22/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low.

The market reads expansion — home values rose 6.3% year on year, and 22% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $58,971, median income runs below typical U.S. levels. The ZIP holds roughly 5,500 housing units. The typical home is worth about $149,300 (2.2× income, relatively affordable). Around 26% of adults hold a bachelor's degree or higher. The vacancy rate is 10.8%. The demographic-stress sub-score lands at 28/100. Around 43% of renters are cost-burdened. About 10,798 people live here, median age 46. The poverty rate is 15.6%. 68% of housing is owner-occupied.

Net-net, 13148 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.