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ZIP 14541 Foreclosure, Tax-Lien & Distress Report

Seneca County, New York · High Vacancy market

Seneca County, New York's ZIP 14541 registers 12/100 composite distress, which DLRadar reads as minimal. On the structural side it scores 28/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (52/100), structural risk (28/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted.

The market reads peak — home values rose 4.9% year on year, and 48% higher over three years, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $78,125 — near the roughly $78,000 national figure. Rent burden reaches 44% of tenant households. Home values center near $232,200, an affordability ratio of 2.9× — accessible. The demographic-stress sub-score lands at 34/100. 16.6% of residents fall below the poverty threshold. The ZIP holds roughly 1,147 housing units. About 17% have a four-year degree. The tenure split is 68% owner-occupied to 32% rented. The vacancy rate is 24.2% — elevated. Population is roughly 3,523 with a median age of 33.

On the whole, 14541 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 14541 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 14541's 12/100 can be lined up against any neighbor in Seneca County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 14541 shows blanks, not estimates, wherever the record is sparse.

The 12/100 figure for 14541 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 14541 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

12/100
Composite stress
28/100
Structural risk
1/100
Distress activity

ZIP 14541 distress signals, scored

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk38
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 14541 distress snapshot

Current distress, phase, housing and lender-pressure figures for 14541, drawn from the same report attached to each property.

Loading ZIP 14541 stress data…

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