Seneca County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Seneca County, New York? DLRadar grades every Seneca County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Seneca County breakdown.
- Seneca County's most distressed ZIP is 14532 at 24/100.
- 15 ZIP codes tracked in Seneca County, averaging 14/100 distress.
- Seneca County reads peak — home values up 4.9% year over year.
- Vacancy runs 15.7% across Seneca County's tracked ZIPs, with a 15.2% poverty rate.
- The typical Seneca County home is worth about $174,038 against a ~$69,338 median income.
- Lending headwind in Seneca County sits at 63/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 14532 | 24/100 |
| 2 | 14456 | 23/100 |
| 3 | 13146 | 13/100 |
| 4 | 14433 | 13/100 |
| 5 | 14489 | 13/100 |
| 6 | 14886 | 13/100 |
| 7 | 13065 | 12/100 |
| 8 | 13148 | 12/100 |
| 9 | 13165 | 12/100 |
| 10 | 14521 | 12/100 |
| 11 | 14541 | 12/100 |
| 12 | 14588 | 12/100 |
Most distressed ZIP codes in Seneca County (composite distress 0-100, 2026)
What is driving Seneca County distress
The Seneca County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 14/100 ZIP average. No proprietary or modelled inputs enter the score.
Seneca County market phase and pricing
Phase for Seneca County: peak (+4.9% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Seneca County
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Frequently asked
What is the most distressed ZIP code in Seneca County, NY?
ZIP 14532 leads Seneca County at 24/100, recomputed monthly from public records.
Where is Seneca County in the housing cycle?
The market phase for Seneca County is peak, prices rising 4.9% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Seneca County scores?
Every Seneca County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 15 Seneca County ZIP codes that it runs on every other U.S. county, so Seneca County's numbers are directly comparable to any other market.
How much do distress scores vary between Seneca County ZIP codes?
Averaging the county conceals how uneven it is. Across the Seneca County ZIPs DLRadar ranks, scores run from 24/100 in 14532 down to 12/100 in 14588, against a Seneca County average of 14/100. Because the gap runs to 12 points, Seneca County rewards ZIP-level precision.
What do Seneca County home values and vacancy say about distressed supply?
The typical Seneca County home carries about $174,038 of value against a median household income near $69,338. Vacancy across Seneca County's tracked ZIPs runs 15.7% and the poverty rate is 15.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Seneca County's foreclosure and tax-lien filings and its 63/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.