ZIP 13165 Foreclosure, Tax-Lien & Distress Report

ZIP code 13165 in Seneca County, New York carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are construction/permit lag (52/100), structural risk (28/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low. Structural risk reads 28/100 against active distress of 1/100.

The peak-phase market in 13165 posted values that rose 4.9% over the year, and 29% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 7.7%. At $63,915, median income runs below typical U.S. levels. About 9,429 people live here, median age 46. Around 34% of renters are cost-burdened. 68% of housing is owner-occupied. Roughly 10.8% live below the poverty line. Home values center near $121,600, an affordability ratio of 1.9× — accessible. There are about 4,716 housing units across 13165. DLRadar's demographic-stress index for the area reads 25/100. Educational attainment sits at 21% bachelor's-or-above.

Net-net, 13165 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 13165 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 13165's 12/100 can be lined up against any neighbor in Seneca County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 13165 shows blanks, not estimates, wherever the record is sparse.

Behind 13165's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 13165 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.