ZIP 13165 Property Distress & Foreclosure Data

ZIP code 13165 in Seneca County, New York carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (29/100), structural risk (22/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. Structural risk reads 22/100 against active distress of 1/100.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 29% higher over three years, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 7.7%. Households earn a median $63,915 — below the roughly $78,000 national figure. 9,429 residents call 13165 home, typically aged 46. Rent burden reaches 34% of tenant households. The tenure split is 68% owner-occupied to 32% rented. Roughly 10.8% live below the poverty line. A median home runs $121,600 here, or 1.9 times local income. There are about 4,716 housing units across 13165. On demographic stress specifically, 13165 scores 25/100. About 21% have a four-year degree.

Overall, 13165 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

10/100
Composite stress
22/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 13165

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk38
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Seneca County

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Deterministic. Every signal traces to a public dataset · methodology