ZIP 14860 Foreclosure, Tax-Lien & Distress Report
Seneca County, New York · High Vacancy market
In Seneca County, New York, ZIP 14860 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. The split runs 28/100 structural to 1/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (52/100), structural risk (28/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted.
The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
About 24% have a four-year degree. The poverty rate is 12.5%. The typical home is worth about $165,500 (2.0× income, relatively affordable). DLRadar's demographic-stress index for the area reads 25/100. Households earn a median $75,500 — near the roughly $78,000 national figure. 1,079 residents call 14860 home, typically aged 48. Around 9% of renters are cost-burdened. 64% of housing is owner-occupied. The vacancy rate is 37.5% — elevated. There are about 769 housing units across 14860.
On the whole, 14860 leans distressed, with opportunity clustered in specific stressed parcels. While 14860 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 14860 read uses the identical public-record model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 14860 stays directly comparable to neighboring ZIPs and the rest of Seneca County, New York. Nothing here is interpolated — where a source is thin for 14860, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 12/100 figure for 14860 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 14860 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 14860
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 14860 distress snapshot
A live read on 14860: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Seneca County
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Unlock parcel-level detail for ZIP 14860
See who owns each distressed property in 14860, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology