Tioga County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Tioga County, PA distress report, 2026: 25 ZIPs scored in Tioga, PA, Tioga, PA average 22/100; the top Tioga, PA ZIP is 17727 at 25/100; Tioga, PA market phase expansion, Tioga, PA prices +5.1% year over year.
- Tioga, PA ranks #2,325 nationally (opportunity index); Tioga, PA #44 in Pennsylvania; Tioga, PA index 26.6.
- Tioga, PA: no CFPB county sample; Tioga, PA non-metro area reading 1.6%.
- Tioga, PA ZIP phases: 21 expansion, 4 peak.
- Tioga, PA residential listings tracked: 6 across 21 ZIPs; Tioga, PA candidate listings 4.
- Tioga, PA lenders on watch: 3; largest Tioga, PA footprint Citizens&Northern Bank (6 branches).
- Tioga, PA most distressed ZIP: 17727 at 25/100.
Tioga, PA figures: DLRadar distress index; Tioga, PA inputs: CFPB, FHFA, HUD, FDIC; Tioga, PA rebuilt as sources refresh.
| Rank | Tioga, PA ZIP | Score |
|---|---|---|
| 1 | 17727 | 25/100 |
| 2 | 17765 | 25/100 |
| 3 | 16930 | 24/100 |
| 4 | 16938 | 24/100 |
| 5 | 16901 | 23/100 |
| 6 | 16911 | 23/100 |
| 7 | 16912 | 23/100 |
| 8 | 16917 | 23/100 |
| 9 | 16920 | 23/100 |
| 10 | 16921 | 23/100 |
| 11 | 16928 | 23/100 |
| 12 | 16929 | 23/100 |
Most distressed Tioga, PA ZIPs (0-100, 2026)
Mortgage delinquency around Tioga, PA
No CFPB county sample covers Tioga, PA; the non-metro area reading for Tioga, PA: 1.6% ninety-plus; Tioga, PA area thirty-to-eighty-nine 2.1% (December 2025, Tioga, PA); Pennsylvania overall 1.0%.
Opportunity index: Tioga, PA
Tioga, PA index 26.6, Tioga, PA phase weak; Tioga, PA primary driver vacancy, Tioga, PA second driver bank institutional. Tioga, PA components: property stress 25.5, foreclosure pressure 24.4, listing discounts 6.6, bank stress 56.4, insurance 0.0; Tioga, PA pulse 33.4; Tioga, PA capital opportunity 16.5; Tioga, PA seven-day change -0.3%.
ZIP market phases inside Tioga, PA
25 Tioga, PA ZIPs carry a price-cycle phase; Tioga, PA ZIPs by phase (Tioga, PA), deepest drawdown first: expansion, +5.1% YoY (Tioga, PA): 16901, 16911, 16912, 16917, Tioga, PA 16920, 16921, 16928, 16929, Tioga, PA 16930, 16932, 16933, 16935, Tioga, PA 16938, 16939; peak, +4.3% YoY (Tioga, PA): 16914; peak, +5.0% YoY (Tioga, PA): 16936.
Residential listings by Tioga, PA ZIP
Tioga, PA ZIPs with the most tracked Tioga, PA residential listings: 16912 2 listings, 1 candidates, bank pressure 61; 16920 1 listings, 1 candidates, bank pressure 61; 16930 1 listings, 1 candidates, bank pressure 60; 16933 1 listings, 0 candidates, bank pressure 61 (Tioga, PA); 16935 1 listings, 1 candidates, bank pressure 61; 16901 0 listings, 0 candidates, bank pressure 61; 16911 0 listings, 0 candidates, bank pressure 61; 16917 0 listings, 0 candidates, bank pressure 61. Tioga, PA totals: 6 listings; Tioga, PA candidates 4; active ZIPs 1.
Lenders with branches in Tioga, PA
Tioga, PA lenders by branch count: Citizens&Northern Bank (Tioga, PA): stress 67, 6 branches low in Tioga, PA; First Citizens Cmty Bank (Tioga, PA): stress 57, 5 branches low in Tioga, PA; Northwest Bank (Tioga, PA): stress 58, 4 branches low in Tioga, PA.
Vacancy and permits, Tioga, PA
4,884 of 21,571 Tioga, PA housing units are vacant; Tioga, PA permits, twelve months: 0 multifamily units in Tioga, PA, 50 one-to-four unit units.
Work Tioga, PA at the parcel level
Every Tioga, PA parcel carries owner and address; every Tioga, PA parcel carries APN; Tioga, PA distress scores sit on the Tioga, PA live board.
Tioga, PA figures refresh with each source.
Tioga, PA questions
Most distressed ZIP code in Tioga County, PA?
ZIP 17727 leads Tioga, PA at 25/100; next in Tioga, PA: 17765 at 25/100; the Tioga, PA average is 22/100.
Where does Tioga County, PA rank for investment opportunity?
Tioga, PA is #2,325 among all ranked counties, #44 in Pennsylvania; the Tioga, PA driver is vacancy; Tioga, PA moved down 899 places.
How many mortgages are delinquent in Tioga County, PA?
Tioga, PA takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Tioga, PA.
Which banks lend in Tioga County, PA?
3 watched lenders hold Tioga, PA branches; the largest Tioga, PA footprints are Citizens&Northern Bank (6), First Citizens Cmty Bank (5), Northwest Bank (4).
More on Tioga, PA
Tioga County, PA distress report: public-record figures for Tioga, PA; not legal advice for Tioga, PA; not tax or investment advice; verify every Tioga, PA record before acting.