Tioga County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Tioga County, Pennsylvania? DLRadar grades every Tioga County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Tioga County breakdown.
- Tioga County's most distressed ZIP is 17727 at 24/100.
- 25 ZIP codes tracked in Tioga County, averaging 21/100 distress.
- Tioga County reads expansion — home values up 5.1% year over year.
- Vacancy runs 26.8% across Tioga County's tracked ZIPs, with a 11.6% poverty rate.
- The typical Tioga County home is worth about $178,204 against a ~$62,523 median income.
- Lending headwind in Tioga County sits at 51/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 17727 | 24/100 |
| 2 | 17765 | 24/100 |
| 3 | 16930 | 23/100 |
| 4 | 16938 | 23/100 |
| 5 | 16901 | 22/100 |
| 6 | 16911 | 22/100 |
| 7 | 16912 | 22/100 |
| 8 | 16917 | 22/100 |
| 9 | 16920 | 22/100 |
| 10 | 16921 | 22/100 |
| 11 | 16928 | 22/100 |
| 12 | 16929 | 22/100 |
Most distressed ZIP codes in Tioga County (composite distress 0-100, 2026)
What is driving Tioga County distress
Tioga County's placement in the national index rests on public filings — a 21/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Tioga County market phase and pricing
Phase for Tioga County: expansion (+5.1% YoY). As pricing power fades, listings sit longer and sellers become reachable.
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Questions about this county
What is the most distressed ZIP code in Tioga County, PA?
ZIP 17727 leads Tioga County at 24/100, recomputed monthly from public records.
Which phase does Tioga County sit in right now?
Tioga County currently sits in expansion, with values up 5.1% year on year, based on FHFA price-index trajectory.
How is the Tioga County data sourced?
Each Tioga County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 25 local ZIPs and every other county in the country.
How much do distress scores vary between Tioga County ZIP codes?
Averaging the county conceals how uneven it is. Across the Tioga County ZIPs DLRadar ranks, scores run from 24/100 in 17727 down to 22/100 in 16929, against a Tioga County average of 21/100. With 2 points between best and worst, county-level targeting in Tioga County wastes effort.
What do Tioga County home values and vacancy say about distressed supply?
The typical Tioga County home carries about $178,204 of value against a median household income near $62,523. Vacancy across Tioga County's tracked ZIPs runs 26.8% and the poverty rate is 11.6%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Tioga County's foreclosure and tax-lien filings and its 51/100 lending headwind.
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Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.