Livingston County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Livingston County, NY distress report, 2026: 31 ZIPs scored in Livingston, NY, Livingston, NY average 19/100; the top Livingston, NY ZIP is 14572 at 27/100; Livingston, NY market phase peak, Livingston, NY prices +3.7% year over year.
- Livingston, NY ranks #1,993 nationally (opportunity index); Livingston, NY #34 in New York; Livingston, NY index 27.7.
- Livingston, NY: no CFPB county sample; Livingston, NY metro area reading 1.0%.
- Livingston, NY ZIP phases: 28 peak, 3 expansion.
- Livingston, NY residential listings tracked: 14 across 20 ZIPs; Livingston, NY candidate listings 9.
- Livingston, NY HUD assisted properties: 4 with 192 units.
- Livingston, NY lenders on watch: 4; largest Livingston, NY footprint Five Star Bank (5 branches).
- Livingston, NY most distressed ZIP: 14572 at 27/100.
Livingston, NY figures: DLRadar distress index; Livingston, NY inputs: CFPB, FHFA, HUD, FDIC; Livingston, NY rebuilt as sources refresh.
| Rank | Livingston, NY ZIP | Score |
|---|---|---|
| 1 | 14572 | 27/100 |
| 2 | 14471 | 26/100 |
| 3 | 14512 | 25/100 |
| 4 | 14546 | 24/100 |
| 5 | 14472 | 23/100 |
| 6 | 14822 | 23/100 |
| 7 | 14466 | 22/100 |
| 8 | 14560 | 22/100 |
| 9 | 14437 | 21/100 |
| 10 | 14836 | 20/100 |
| 11 | 14846 | 20/100 |
| 12 | 14487 | 19/100 |
Most distressed Livingston, NY ZIPs (0-100, 2026)
Mortgage delinquency around Livingston, NY
No CFPB county sample covers Livingston, NY; the metro area reading for Livingston, NY (Rochester, NY): 1.0% ninety-plus; Livingston, NY area thirty-to-eighty-nine 2.3% (December 2025, Livingston, NY); New York overall 1.0%.
Opportunity index: Livingston, NY
Livingston, NY index 27.7, Livingston, NY phase weak; Livingston, NY primary driver bank institutional, Livingston, NY second driver vacancy. Livingston, NY components: property stress 17.1, foreclosure pressure 14.2, listing discounts 30.0, bank stress 56.5, insurance 0.0; Livingston, NY pulse 30.1; Livingston, NY capital opportunity 24.1.
ZIP market phases inside Livingston, NY
31 Livingston, NY ZIPs carry a price-cycle phase; Livingston, NY ZIPs by phase (Livingston, NY), deepest drawdown first: peak, +3.7% YoY (Livingston, NY): 14414, 14423, 14435, 14454, Livingston, NY 14462, 14466, 14471, 14472, Livingston, NY 14480, 14481, 14485, 14486, Livingston, NY 14487, 14510; peak, +3.9% YoY (Livingston, NY): 14437; peak, +4.8% YoY (Livingston, NY): 14482.
Residential listings by Livingston, NY ZIP
Livingston, NY ZIPs with the most tracked Livingston, NY residential listings: 14437 4 listings, 3 candidates, bank pressure 63; 14510 4 listings, 4 candidates, bank pressure 62; 14423 1 listings, 1 candidates, bank pressure 62; 14435 1 listings, 0 candidates, bank pressure 62 (Livingston, NY); 14454 1 listings, 1 candidates, bank pressure 62; 14517 1 listings, 0 candidates, bank pressure 62; 14545 1 listings, 0 candidates, bank pressure 62; 14846 1 listings, 0 candidates, bank pressure 62. Livingston, NY totals: 14 listings; Livingston, NY candidates 9; active ZIPs 7.
HUD assisted housing in Livingston, NY
4 assisted properties with 192 units sit in Livingston, NY; largest Livingston, NY properties: The Highlands Apartments (Geneseo) 88 units, 88 assisted; Upper South Street Senior Housing (Geneseo) 46 units, 45 assisted; Avon On The Green (Avon) 34 units in Livingston, NY; Nunda Villager Apartments (Nunda) 24 units, 24 assisted.
Lenders with branches in Livingston, NY
Livingston, NY lenders by branch count: Five Star Bank (Livingston, NY): stress 59, 5 branches low in Livingston, NY; Community Bank National Assn (Livingston, NY): stress 68, 4 branches low in Livingston, NY; Tompkins Community Bank (Livingston, NY): stress 65, 3 branches low in Livingston, NY; Manufacturers&Traders Tr Co (Livingston, NY): stress 52, 1 branch low in Livingston, NY.
Vacancy and permits, Livingston, NY
2,855 of 27,328 Livingston, NY housing units are vacant; Livingston, NY permits, twelve months: 15 multifamily units in Livingston, NY, 62 one-to-four unit units.
Work Livingston, NY at the parcel level
Every Livingston, NY parcel carries owner and address; every Livingston, NY parcel carries APN; Livingston, NY distress scores sit on the Livingston, NY live board.
Livingston, NY figures refresh with each source.
Livingston, NY questions
Most distressed ZIP code in Livingston County, NY?
ZIP 14572 leads Livingston, NY at 27/100; next in Livingston, NY: 14471 at 26/100; the Livingston, NY average is 19/100.
Where does Livingston County, NY rank for investment opportunity?
Livingston, NY is #1,993 among all ranked counties, #34 in New York; the Livingston, NY driver is bank institutional; Livingston, NY moved up 295 places.
How many mortgages are delinquent in Livingston County, NY?
Livingston, NY takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Livingston, NY.
Which banks lend in Livingston County, NY?
4 watched lenders hold Livingston, NY branches; the largest Livingston, NY footprints are Five Star Bank (5), Community Bank National Assn (4), Tompkins Community Bank (3).
More on Livingston, NY
Livingston County, NY distress report: public-record figures for Livingston, NY; not legal advice for Livingston, NY; not tax or investment advice; verify every Livingston, NY record before acting.