Livingston County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Livingston County, New York? DLRadar grades every Livingston County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Livingston County breakdown.
- Livingston County's most distressed ZIP is 14572 at 29/100.
- 31 ZIP codes tracked in Livingston County, averaging 21/100 distress.
- Livingston County reads peak — home values up 3.7% year over year.
- Vacancy runs 12.3% across Livingston County's tracked ZIPs, with a 11.1% poverty rate.
- The typical Livingston County home is worth about $172,555 against a ~$77,612 median income.
- Lending headwind in Livingston County sits at 66/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 14572 | 29/100 |
| 2 | 14471 | 26/100 |
| 3 | 14512 | 25/100 |
| 4 | 14546 | 24/100 |
| 5 | 14822 | 24/100 |
| 6 | 14437 | 23/100 |
| 7 | 14466 | 23/100 |
| 8 | 14472 | 23/100 |
| 9 | 14560 | 23/100 |
| 10 | 14836 | 22/100 |
| 11 | 14846 | 22/100 |
| 12 | 14423 | 21/100 |
Most distressed ZIP codes in Livingston County (composite distress 0-100, 2026)
What is driving Livingston County distress
Livingston County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 21/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Livingston County market phase and pricing
Livingston County reads peak — home prices rose 3.7% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Livingston County
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Questions about this county
What is the most distressed ZIP code in Livingston County, NY?
ZIP 14572 leads Livingston County at 29/100, recomputed monthly from public records.
Which phase does Livingston County sit in right now?
FHFA price-index movement places Livingston County in peak; prices are up 3.7% over twelve months.
How is the Livingston County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 31 Livingston County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Livingston County ZIP codes?
One county number flattens a wide range. Across the Livingston County ZIPs DLRadar ranks, scores run from 29/100 in 14572 down to 21/100 in 14423, against a Livingston County average of 21/100. A spread of 8 points means Livingston County has to be worked ZIP by ZIP.
What do Livingston County home values and vacancy say about distressed supply?
The typical Livingston County home carries about $172,555 of value against a median household income near $77,612. Vacancy across Livingston County's tracked ZIPs runs 12.3% and the poverty rate is 11.1%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Livingston County's foreclosure and lien filings and its 66/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.