Livingston County, NY: Home-Insurance Distress & Forced-Sale Pressure
Livingston County, NY: 26/100 (moderate) home-insurance distress; Livingston, NY band LOW; Livingston, NY #1,866 of 3,222 counties; Livingston, NY #34 of 62 in New York; raw Livingston, NY 30.5; Livingston, NY coverage multiplier 0.85.
FEMA hazard, Livingston, NY: 0/100; Livingston, NY declarations, three years: none.
NFIP claims, Livingston, NY, three years: 8; Livingston, NY payouts $146,568; per Livingston, NY claim $18,321; Livingston, NY claim-stress 76/100.
Livingston, NY monthly score: 26 in every month from March 2026 (Livingston, NY) through October 2026.
Livingston, NY components: NFIP claims 76; Livingston, NY retreat index 26; Livingston, NY climate multiplier 0.85.
Construction distress, Livingston, NY: 34/100 as of August 2026 (Livingston, NY: 54/100 one-to-four unit, 1/100 multifamily).
Livingston, NY ZIPs, June 2026 (Livingston, NY, 16 highest): score 0 (Livingston, NY), climate 93 (Livingston, NY): 14546; score 0 (Livingston, NY), climate 87 (Livingston, NY): 14472; score 0 (Livingston, NY), climate 68 (Livingston, NY): 14572, 14822; score 0 (Livingston, NY), climate 66 (Livingston, NY): 14471; score 0 (Livingston, NY), climate 62 (Livingston, NY): 14466, 14560, 14836, 14846; score 0 (Livingston, NY), climate 60 (Livingston, NY): 14437, 14512; score 0 (Livingston, NY), climate 59 (Livingston, NY): 14487; score 0 (Livingston, NY), climate 58 (Livingston, NY): 14482, 14485; score 0 (Livingston, NY), climate 57 (Livingston, NY): 14414, 14423.
DLRadar rescores Livingston, NY monthly; Livingston, NY readings join Livingston, NY foreclosure, lien and ownership parcels (Livingston, NY), so cost-squeezed Livingston, NY owners surface before listing.
Inside New York, Livingston County ranks 34th of 62 counties for home-insurance distress at 26/100; Bronx County (26/100) sits just above Livingston County, and Richmond County (26/100) sits just below Livingston County.
Deterministic. Every Livingston County, NY signal traces to a public Livingston dataset (FEMA, NFIP, Census for Livingston, NY) · how insurance distress works in Livingston, NY · methodology
FAQ: Livingston County, NY insurance distress
What is the Livingston County, NY home-insurance-distress score?
Livingston, NY: 26/100 (LOW), #1,866 of 3,222, #34 in New York. FEMA hazard, Livingston, NY: 0/100; NFIP stress, Livingston, NY: 76/100; construction, Livingston, NY: 34/100; Livingston, NY rescores monthly.
Is Livingston County insurance distress getting better or worse (NY)?
Livingston, NY: 26 in March 2026; Livingston, NY: 26 in October 2026 (unchanged); Livingston, NY NFIP claims score 76.
How many flood-insurance claims has Livingston County, NY had?
Livingston, NY: 8 NFIP claims, three years; Livingston, NY paid $146,568; per Livingston, NY claim $18,321; carriers reprice Livingston, NY against that record.
Which Livingston County ZIP codes carry the most insurance distress (NY)?
Livingston, NY, June 2026: 14546 at 0, 14472 at 0, 14572 at 0, 14822 at 0; Livingston, NY climate scores there: 93, 87, 68, 68.
Why does Livingston, NY insurance distress create sellers?
A Livingston, NY premium outruns the Livingston, NY budget; a carrier leaves Livingston, NY; Livingston, NY carrying cost passes plan; Livingston, NY owners sell while current; Livingston, NY insurance distress leads Livingston, NY foreclosure data.