ZIP 13619 Foreclosure, Tax-Lien & Distress Report

ZIP 13619's composite property-distress score is 18/100 - DLRadar classes that as low for Jefferson County, New York. Structural risk reads 40/100 against active distress of 6/100. Climate and flood risk are elevated too — FEMA disaster exposure (71/100). Property-level stress concentrates in institutional ownership (46/100), structural risk (40/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (1/100) register low.

The market reads expansion — home values rose 8.9% year on year, and 11% higher over three years (phase confidence 73/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 10,774 people live here, median age 35. A median home runs $178,700 here, or 2.7 times local income. 15.8% of residents fall below the poverty threshold. Owners hold 57% of homes, renters 43%. At $63,549, median income runs below typical U.S. levels. The vacancy rate is 11.7% — elevated. Around 19% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,743 housing units. Around 28% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 30/100.

On balance 13619 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 13619 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 13619 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 13619 shows blanks, not estimates, wherever the record is sparse.

Behind 13619's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 13619 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.