ZIP 13643 Property Distress & Foreclosure Data

In Jefferson County, New York, ZIP 13643 scores 39 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (66/100). The latent-versus-live split is 42/100 structural and 0/100 already moving. Its standout signals are insurance pressure (55/100), price dislocation (50/100), structural risk (42/100). By contrast, institutional ownership (39/100) and construction/permit lag (27/100) register low.

The market reads contraction — home values fell 3.2% year on year, 7.2% off the recent peak (phase confidence 78/100). A cooling market tends to open discount-to-value windows.

100% of housing is owner-occupied. The poverty rate is 100.0% — high, a tax-stress and distress correlate. About 20 people live here. The ZIP holds roughly 51 housing units. Around 0% of adults hold a bachelor's degree or higher. The vacancy rate is 0.0%. The demographic-stress sub-score lands at 55/100.

Net-net, 13643 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

39/100
Composite stress
42/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 13643

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk66
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Jefferson County

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Deterministic. Every signal traces to a public dataset · methodology