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ZIP 13643 Foreclosure, Tax-Lien & Distress Report

Jefferson County, New York · High Poverty market

Composite property distress in 13643 (Jefferson County, New York) lands at 20/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (66/100), FEMA disaster exposure (65/100). Structural exposure scores 41 and live distress 0 on the 0–100 scale. Property-level stress concentrates in structural risk (41/100), institutional ownership (40/100), construction/permit lag (19/100). By contrast, construction/permit lag (19/100) register low.

Prices here sit in a expansion phase: values rose 11.4% over the trailing year (phase confidence 100/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

100% of housing is owner-occupied. Roughly 100.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 20 people live here. The ZIP holds roughly 51 housing units. Educational attainment sits at 0% bachelor's-or-above. The vacancy rate is 0.0%. The demographic-stress sub-score lands at 55/100.

On the whole, 13643 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 13643 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13643 can be compared directly against any other ZIP in Jefferson County, New York or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 13643 shows blanks, not estimates, wherever the record is sparse.

Behind 13643's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 13643 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

20/100
Composite stress
41/100
Structural risk
0/100
Distress activity

What is driving ZIP 13643’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk66
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

13643 at a glance

The live 13643 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Other Jefferson County ZIP codes

More distress data near 13643

Further distress data across Jefferson County, New York at ZIP, county and state level.

The complete 13643 distress and acquisition report

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