ZIP 13620 Foreclosure, Tax-Lien & Distress Report
Lewis County, New York · Affordable market
DLRadar grades ZIP 13620 (Lewis County, New York) at a low 17/100 for overall property distress. Structural risk reads 36/100 against active distress of 7/100. The most distinctive pressure shows up in institutional ownership (51/100), structural risk (36/100), mortgage stress (24/100). structural risk (36/100) and mortgage stress (24/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (84/100), flood (NFIP) exposure (63/100)).
Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The tenure split is 72% owner-occupied to 28% rented. A median home runs $181,800 here, or 2.9 times local income. Median household income is $62,574, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. Vacancy runs 9.4%. Educational attainment sits at 20% bachelor's-or-above. 2,150 residents call 13620 home, typically aged 32. The poverty rate is 15.5%. The ZIP holds roughly 1,008 housing units. Rent burden reaches 37% of tenant households.
Overall, 13620 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 13620 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 13620 shows blanks, not estimates, wherever the record is sparse.
13620's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 13620 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 13620
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 13620 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 13620, the same set carried on every parcel.
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Further distress data across Lewis County, New York at ZIP, county and state level.
Unlock the full ZIP 13620 acquisition report
Every distressed parcel in 13620 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology