ZIP 13620 Property Distress & Foreclosure Data

In Lewis County, New York, ZIP 13620 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 36/100 against active distress of 7/100. Its standout signals are institutional ownership (53/100), structural risk (36/100), mortgage stress (24/100). On the quiet end sit structural risk (36/100) and mortgage stress (24/100). Environmental exposure also runs high (FEMA disaster exposure (73/100), flood (NFIP) exposure (63/100)).

The expansion-phase market in 13620 posted values that rose 6.5% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 72% of homes, renters 28%. Home values center near $181,800, an affordability ratio of 2.9× — accessible. Median household income is $62,574, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. Vacancy runs 9.4%. Educational attainment sits at 20% bachelor's-or-above. Population is roughly 2,150 with a median age of 32. 15.5% of residents fall below the poverty threshold. There are about 1,008 housing units across 13620. Rent burden reaches 37% of tenant households.

On balance 13620 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.