ZIP 13607 Foreclosure, Tax-Lien & Distress Report

Jefferson County, New York's ZIP 13607 registers 21/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (FEMA disaster exposure (84/100), climate & FEMA risk (66/100)). The latent-versus-live split is 44/100 structural and 5/100 already moving. What sets it apart are the readings on structural risk (44/100), institutional ownership (42/100), construction/permit lag (19/100). construction/permit lag (19/100) and mortgage stress (18/100) stay muted.

The market reads expansion — home values rose 11.4% year on year (phase confidence 100/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $58,167, below the U.S. median near $78,000. Home values center near $176,100, an affordability ratio of 2.9× — accessible. The poverty rate is 7.5%. Owners hold 62% of homes, renters 38%. There are about 1,936 housing units across 13607. Around 34% of adults hold a bachelor's degree or higher. On demographic stress specifically, 13607 scores 29/100. Population is roughly 2,061 with a median age of 59. Rent burden reaches 27% of tenant households. The vacancy rate is 48.5% — elevated.

On the whole, 13607 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 13607's 21/100 can be lined up against any neighbor in Jefferson County, New York or any ZIP coast to coast. Sparse data for 13607 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 13607's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 13607 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.