ZIP 13607 Property Distress & Foreclosure Data

In Jefferson County, New York, ZIP 13607 scores 39 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (66/100). The latent-versus-live split is 42/100 structural and 5/100 already moving. Its standout signals are insurance pressure (55/100), price dislocation (50/100), structural risk (42/100). By contrast, construction/permit lag (27/100) and mortgage stress (18/100) register low.

The market reads contraction — home values fell 3.2% year on year, 7.2% off the recent peak (phase confidence 78/100). A cooling market tends to open discount-to-value windows.

At $58,167, median income runs below typical U.S. levels. The typical home is worth about $176,100 (2.9× income, relatively affordable). The poverty rate is 7.5%. 62% of housing is owner-occupied. The ZIP holds roughly 1,936 housing units. Around 34% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. About 2,061 people live here, median age 59. Around 27% of renters are cost-burdened. The vacancy rate is 48.5% — elevated.

Net-net, 13607 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.