ZIP 13622 Property Distress & Foreclosure Data

Composite property distress in 13622 (Jefferson County, New York) lands at 39/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 42 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (66/100). The sharpest non-environmental signals are insurance pressure (55/100), price dislocation (50/100), structural risk (42/100). By contrast, construction/permit lag (27/100) and mortgage stress (18/100) register low.

The market reads contraction — home values fell 3.2% year on year, 7.2% off the recent peak, at 78/100 phase confidence. A cooling market tends to open discount-to-value windows.

The typical home is worth about $234,700 (2.9× income, relatively affordable). Around 30% of adults hold a bachelor's degree or higher. About 2,100 people live here, median age 42. Vacancy runs 42.9%, above the national norm and a classic distress-and-opportunity signal. There are about 1,273 housing units across 13622. The poverty rate is 13.4%. At $78,136, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 32/100. 92% of housing is owner-occupied. Rent burden reaches 51% of tenant households.

Net-net, 13622 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.