ZIP 13636 Property Distress & Foreclosure Data

Composite property distress in 13636 (Jefferson County, New York) lands at 39/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (73/100), climate & FEMA risk (66/100). The latent-versus-live split is 42/100 structural and 5/100 already moving. The sharpest non-environmental signals are insurance pressure (55/100), price dislocation (50/100), structural risk (42/100). construction/permit lag (27/100) and mortgage stress (18/100) stay muted.

Prices here sit in a contraction phase: values fell 3.2% over the trailing year, 7.2% off the recent peak (phase confidence 78/100). Falling values surface more motivated sellers and below-market exits.

Households earn a median $52,500 — below the roughly $78,000 national figure. Roughly 20.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 13636 scores 31/100. The vacancy rate is 0.0%. The ZIP holds roughly 107 housing units. About 14% have a four-year degree. Around 23% of renters are cost-burdened. The tenure split is 71% owner-occupied to 29% rented. 184 residents call 13636 home, typically aged 35. A median home runs $121,900 here, or 3.3 times local income.

Taken together, 13636 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.