ZIP 13636 Foreclosure, Tax-Lien & Distress Report
Jefferson County, New York · High Poverty market
ZIP code 13636 in Jefferson County, New York carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — FEMA disaster exposure (71/100), climate & FEMA risk (66/100). On the structural side it scores 49/100, with 5/100 of stress already active. The sharpest non-environmental signals are institutional ownership (51/100), structural risk (49/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (14/100) register low.
The market reads expansion — home values rose 11.4% year on year, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
At $52,500, median income runs below typical U.S. levels. The poverty rate is 20.1% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 31/100. The vacancy rate is 0.0%. There are about 107 housing units across 13636. Educational attainment sits at 14% bachelor's-or-above. Around 23% of renters are cost-burdened. The tenure split is 71% owner-occupied to 29% rented. 184 residents call 13636 home, typically aged 35. The typical home is worth about $121,900 (3.3× income, relatively affordable).
On the whole, 13636 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 13636 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 13636 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Jefferson County, New York and the nation. 13636 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
13636's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 13636 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 13636
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
13636 at a glance
Current distress, phase, housing and lender-pressure figures for 13636, drawn from the same report attached to each property.
Other Jefferson County ZIP codes
Nearest ZIP codes to 13636
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Other reports tied to Jefferson County, New York — ZIP, county and statewide.
Unlock the full ZIP 13636 acquisition report
The full 13636 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology