ZIP 13636 Foreclosure, Tax-Lien & Distress Report
Jefferson County, New York · High Poverty market
ZIP code 13636 in Jefferson County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (66/100), FEMA disaster exposure (65/100). On the structural side it scores 41/100, with 5/100 of stress already active. The sharpest non-environmental signals are structural risk (41/100), institutional ownership (40/100), construction/permit lag (19/100). By contrast, construction/permit lag (19/100) and mortgage stress (18/100) register low.
The market reads expansion — home values rose 11.4% year on year, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
At $52,500, median income runs below typical U.S. levels. The poverty rate is 20.1% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 31/100. The vacancy rate is 0.0%. There are about 107 housing units across 13636. Educational attainment sits at 14% bachelor's-or-above. Around 23% of renters are cost-burdened. The tenure split is 71% owner-occupied to 29% rented. 184 residents call 13636 home, typically aged 35. The typical home is worth about $121,900 (3.3× income, relatively affordable).
On the whole, 13636 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 13636 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 13636 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Jefferson County, New York and the nation. 13636 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
13636's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 13636 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 13636
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
13636 at a glance
Current distress, phase, housing and lender-pressure figures for 13636, drawn from the same report attached to each property.
Other Jefferson County ZIP codes
Keep exploring New York distress
Other reports tied to Jefferson County, New York — ZIP, county and statewide.
Unlock the full ZIP 13636 acquisition report
The full 13636 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology