ZIP 13685 Foreclosure, Tax-Lien & Distress Report
Jefferson County, New York · High Vacancy market
ZIP 13685's composite property-distress score is 23/100 - DLRadar classes that as low for Jefferson County, New York. The most distinctive pressure shows up in institutional ownership (51/100), structural risk (49/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (14/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (66/100). The split runs 49/100 structural to 5/100 active on the ground.
Prices here sit in a expansion phase: values rose 11.4% over the trailing year, and 12% higher over three years, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Around 42% of adults hold a bachelor's degree or higher. Rent burden reaches 27% of tenant households. Median household income is $85,195, near the U.S. median near $78,000. On demographic stress specifically, 13685 scores 29/100. A median home runs $283,400 here, or 3.4 times local income. 2,234 residents call 13685 home, typically aged 45. The poverty rate is 11.3%. There are about 1,525 housing units across 13685. The vacancy rate is 26.5% — elevated. Owners hold 60% of homes, renters 40%.
On the whole, 13685 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 13685 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 13685's 23/100 can be lined up against any neighbor in Jefferson County, New York or any ZIP coast to coast. Sparse data for 13685 shows as blanks, never estimates, and the score updates on every fresh public filing.
13685's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 13685 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 13685
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 13685 distress snapshot
Current distress, phase, housing and lender-pressure figures for 13685, drawn from the same report attached to each property.
Nearby ZIPs in Jefferson County
Nearest ZIP codes to 13685
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Additional distress intelligence spanning Jefferson County, New York by ZIP, county and state.
Unlock the full ZIP 13685 acquisition report
Get every distressed property in 13685 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Built from public records, scored the same way everywhere · methodology