ZIP 13685 Foreclosure, Tax-Lien & Distress Report

ZIP 13685's composite property-distress score is 21/100 - DLRadar classes that as low for Jefferson County, New York. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (42/100), construction/permit lag (19/100). By contrast, construction/permit lag (19/100) and mortgage stress (18/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (66/100). The split runs 44/100 structural to 5/100 active on the ground.

Prices here sit in a expansion phase: values rose 11.4% over the trailing year, and 12% higher over three years, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 42% of adults hold a bachelor's degree or higher. Rent burden reaches 27% of tenant households. Median household income is $85,195, near the U.S. median near $78,000. On demographic stress specifically, 13685 scores 29/100. A median home runs $283,400 here, or 3.4 times local income. 2,234 residents call 13685 home, typically aged 45. The poverty rate is 11.3%. There are about 1,525 housing units across 13685. The vacancy rate is 26.5% — elevated. Owners hold 60% of homes, renters 40%.

On the whole, 13685 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 13685 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 13685's 21/100 can be lined up against any neighbor in Jefferson County, New York or any ZIP coast to coast. Sparse data for 13685 shows as blanks, never estimates, and the score updates on every fresh public filing.

13685's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 13685 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.