ZIP 13428 Property Distress & Foreclosure Data

DLRadar grades ZIP 13428 (Montgomery County, New York) at a low 19/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (63/100)). Property-level stress concentrates in construction/permit lag (93/100), structural risk (43/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural exposure scores 43 and live distress 1 on the 0–100 scale.

The expansion-phase market in 13428 posted values that rose 6.3% over the year, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 760 housing units across 13428. Home values center near $180,500, an affordability ratio of 2.3× — accessible. DLRadar's demographic-stress index for the area reads 25/100. Owners hold 74% of homes, renters 26%. Educational attainment sits at 25% bachelor's-or-above. Rent burden reaches 21% of tenant households. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. Median household income is $73,250, near the U.S. median near $78,000. Population is roughly 1,470 with a median age of 52. 15.1% of residents fall below the poverty threshold.

On the whole, 13428 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.