ZIP 13317 Foreclosure, Tax-Lien & Distress Report

In Montgomery County, New York, ZIP 13317 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are construction/permit lag (100/100), structural risk (45/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural exposure scores 45 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (63/100)).

The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 48% of tenant households. The vacancy rate is 19.3% — elevated. Households earn a median $69,250 — near the roughly $78,000 national figure. On demographic stress specifically, 13317 scores 28/100. Roughly 9.4% live below the poverty line. The typical home is worth about $139,400 (1.7× income, relatively affordable). Educational attainment sits at 19% bachelor's-or-above. 81% of housing is owner-occupied. Population is roughly 3,970 with a median age of 33. The ZIP holds roughly 1,478 housing units.

Taken together, 13317 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 13317 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 13317's 20/100 can be lined up against any neighbor in Montgomery County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 13317 reflects the current record instead of a stale or modeled snapshot.

The 20/100 figure for 13317 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 13317 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.