ZIP 13459 Property Distress & Foreclosure Data

In Schoharie County, New York, ZIP 13459 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (53/100), structural risk (28/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Structural risk reads 28/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 996 housing units across 13459. A median home runs $172,600 here, or 2.5 times local income. The tenure split is 75% owner-occupied to 25% rented. Vacancy runs 20.5%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $64,115 — below the roughly $78,000 national figure. Rent burden reaches 15% of tenant households. On demographic stress specifically, 13459 scores 26/100. About 23% have a four-year degree. 2,034 residents call 13459 home, typically aged 39. Roughly 18.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 13459 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.