ZIP 13459 Foreclosure, Tax-Lien & Distress Report

ZIP 13459's composite property-distress score is 15/100 - DLRadar classes that as low for Schoharie County, New York. The pressure is most legible in construction/permit lag (78/100), structural risk (34/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. Latent structural risk is 34/100 while live distress already moving reads 2/100.

The expansion-phase market in 13459 posted values that rose 6.4% over the year (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 996 housing units. The typical home is worth about $172,600 (2.5× income, relatively affordable). 75% of housing is owner-occupied. Vacancy runs 20.5%, above the national norm and a classic distress-and-opportunity signal. At $64,115, median income runs below typical U.S. levels. Rent burden reaches 15% of tenant households. The demographic-stress sub-score lands at 26/100. Educational attainment sits at 23% bachelor's-or-above. Population is roughly 2,034 with a median age of 39. Roughly 18.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 13459 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 13459 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 13459's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 13459 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 13459's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 13459 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.