ZIP 12068 Property Distress & Foreclosure Data

In Montgomery County, New York, ZIP 12068 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (62/100). On the structural side it scores 43/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (93/100), structural risk (43/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $73,050, median income runs near typical U.S. levels. Around 29% of renters are cost-burdened. About 2,717 people live here, median age 43. The typical home is worth about $170,100 (2.3× income, relatively affordable). The ZIP holds roughly 1,055 housing units. The demographic-stress sub-score lands at 25/100. The poverty rate is 10.7%. The vacancy rate is 12.1% — elevated. Around 18% of adults hold a bachelor's degree or higher. 85% of housing is owner-occupied.

Net-net, 12068 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.