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ZIP 12069 Foreclosure, Tax-Lien & Distress Report

Montgomery County, New York · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 12069 in Montgomery County, New York comes in at 20, a low composite-distress reading. The split runs 45/100 structural to 1/100 active on the ground. Property-level stress concentrates in construction/permit lag (100/100), structural risk (45/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (63/100).

The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

387 residents call 12069 home, typically aged 52. There are about 143 housing units across 12069. The vacancy rate is 0.0%. The demographic-stress sub-score lands at 18/100. The poverty rate is 0.0% — low. Around 15% of adults hold a bachelor's degree or higher. Owners hold 100% of homes, renters 0%. A median home runs $161,700 here.

Broadly, 12069 is a steadier market — the deals are the exceptions, not the rule. While 12069 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 12069's 20/100 can be lined up against any neighbor in Montgomery County, New York or any ZIP coast to coast. 12069 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 figure for 12069 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 12069 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

20/100
Composite stress
45/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 12069

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk63
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

12069 at a glance

Current distress, phase, housing and lender-pressure figures for 12069, drawn from the same report attached to each property.

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Montgomery County ZIPs near 12069

More distress data near 12069

More ZIP, county and state distress intelligence connected to Montgomery County, New York.

The complete 12069 distress and acquisition report

See who owns each distressed property in 12069, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Built from public records, scored the same way everywhere · methodology

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