ZIP 12072 Property Distress & Foreclosure Data

In Montgomery County, New York, ZIP 12072 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 43/100 against active distress of 1/100. Its standout signals are construction/permit lag (93/100), structural risk (43/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (63/100)).

The expansion-phase market in 12072 posted values that rose 6.3% over the year, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 1,099 housing units across 12072. DLRadar's demographic-stress index for the area reads 27/100. Home values center near $190,200, an affordability ratio of 2.1× — accessible. Educational attainment sits at 17% bachelor's-or-above. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. Median household income is $86,442, near the U.S. median near $78,000. Population is roughly 3,019 with a median age of 32. 16.5% of residents fall below the poverty threshold. Owners hold 84% of homes, renters 16%. Rent burden reaches 29% of tenant households.

On the whole, 12072 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.