ZIP 12175 Property Distress & Foreclosure Data

ZIP code 12175 in Schoharie County, New York carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (33/100), structural risk (22/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Structural risk reads 22/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

725 residents call 12175 home, typically aged 46. Vacancy runs 52.3%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 91% owner-occupied to 9% rented. Rent burden reaches 0% of tenant households. There are about 593 housing units across 12175. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas. A median home runs $152,100 here, or 1.6 times local income. About 25% have a four-year degree. On demographic stress specifically, 12175 scores 20/100. Households earn a median $88,409 — above the roughly $78,000 national figure.

Taken together, 12175 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.