ZIP 12175 Foreclosure, Tax-Lien & Distress Report
Schoharie County, New York · High Vacancy market
Composite property distress in 12175 (Schoharie County, New York) lands at 11/100 — minimal on DLRadar's public-record scoring. Its standout signals are construction/permit lag (42/100), structural risk (24/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100). Structurally it carries 24/100, against 2/100 of stress already in motion.
Prices here sit in a expansion phase: values rose 6.6% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Population is roughly 725 with a median age of 46. The vacancy rate is 52.3% — elevated. 91% of housing is owner-occupied. Rent burden reaches 0% of tenant households. The ZIP holds roughly 593 housing units. 3.7% of residents fall below the poverty threshold. Home values center near $152,100, an affordability ratio of 1.6× — accessible. Educational attainment sits at 25% bachelor's-or-above. The demographic-stress sub-score lands at 20/100. Median household income is $88,409, above the U.S. median near $78,000.
Net-net, 12175 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 12175 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 12175's 11/100 can be lined up against any neighbor in Schoharie County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 12175 shows blanks, not estimates, wherever the record is sparse.
The 11/100 figure for 12175 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 12175 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 12175’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 12175 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Schoharie County ZIPs near 12175
More distress data near 12175
Other reports tied to Schoharie County, New York — ZIP, county and statewide.
The complete 12175 distress and acquisition report
Every distressed parcel in 12175 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology