ZIP 13834 Property Distress & Foreclosure Data

Composite property distress in 13834 (Otsego County, New York) lands at 17/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (37/100), institutional ownership (3/100). structural risk (37/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 37/100 structural and 0/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (75/100).

Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

108 residents call 13834 home, typically aged 73. The tenure split is 86% owner-occupied to 14% rented. On demographic stress specifically, 13834 scores 38/100. Around 100% of renters are cost-burdened. The vacancy rate is 0.0%. The ZIP holds roughly 51 housing units. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $52,974 — below the roughly $78,000 national figure. About 0% have a four-year degree.

Overall, 13834 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.