Chenango County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Chenango County, NY distress report, 2026: 27 ZIPs scored in Chenango, NY, Chenango, NY average 26/100; the top Chenango, NY ZIP is 13124 at 29/100; Chenango, NY market phase expansion, Chenango, NY prices +6.0% year over year.
- Chenango, NY ranks #437 nationally (opportunity index); Chenango, NY #3 in New York; Chenango, NY index 33.8.
- Chenango, NY: no CFPB county sample; Chenango, NY non-metro area reading 0.8%.
- Chenango, NY ZIP phases: 24 expansion, 3 peak.
- Chenango, NY residential listings tracked: 23 across 16 ZIPs; Chenango, NY candidate listings 10.
- Chenango, NY HUD assisted properties: 2 with 140 units.
- Chenango, NY lenders on watch: 2; largest Chenango, NY footprint Nbt Bank National Assn (10 branches).
- Chenango, NY most distressed ZIP: 13124 at 29/100.
Chenango, NY figures: DLRadar distress index; Chenango, NY inputs: CFPB, FHFA, HUD, FDIC; Chenango, NY rebuilt as sources refresh.
| Rank | Chenango, NY ZIP | Score |
|---|---|---|
| 1 | 13124 | 29/100 |
| 2 | 13136 | 29/100 |
| 3 | 13155 | 29/100 |
| 4 | 13746 | 29/100 |
| 5 | 13780 | 29/100 |
| 6 | 13787 | 29/100 |
| 7 | 13801 | 29/100 |
| 8 | 13813 | 29/100 |
| 9 | 13814 | 29/100 |
| 10 | 13815 | 29/100 |
| 11 | 13830 | 29/100 |
| 12 | 13832 | 29/100 |
Most distressed Chenango, NY ZIPs (0-100, 2026)
Mortgage delinquency around Chenango, NY
No CFPB county sample covers Chenango, NY; the non-metro area reading for Chenango, NY: 0.8% ninety-plus; Chenango, NY area thirty-to-eighty-nine 3.0% (December 2025, Chenango, NY); New York overall 1.0%.
Opportunity index: Chenango, NY
Chenango, NY index 33.8, Chenango, NY phase peak_opportunity; Chenango, NY primary driver vacancy, Chenango, NY second driver bank institutional. Chenango, NY components: property stress 24.3, foreclosure pressure 23.3, listing discounts 32.2, bank stress 61.2, insurance 0.0; Chenango, NY pulse 39.3; Chenango, NY capital opportunity 25.5; Chenango, NY seven-day change -0.4%.
ZIP market phases inside Chenango, NY
27 Chenango, NY ZIPs carry a price-cycle phase; Chenango, NY ZIPs by phase (Chenango, NY), deepest drawdown first: peak, +2.2% YoY, 1.7% off peak (Chenango, NY): 13813; peak, +3.2% YoY, 1.2% off peak (Chenango, NY): 13787; peak, +3.4% YoY, 1.1% off peak (Chenango, NY): 13746; expansion, +5.4% YoY, 0.2% off peak (Chenango, NY): 13730; expansion, +5.7% YoY, 0.1% off peak (Chenango, NY): 13778; expansion, +5.6% YoY, 0.1% off peak (Chenango, NY): 13841; expansion, +5.1% YoY (Chenango, NY): 13040; expansion, +5.6% YoY (Chenango, NY): 13052; expansion, +5.9% YoY (Chenango, NY): 13072, 13332, 13460; expansion, +6.0% YoY (Chenango, NY): 13124, 13136, 13155, 13464; expansion, +5.4% YoY (Chenango, NY): 13411.
Residential listings by Chenango, NY ZIP
Chenango, NY ZIPs with the most tracked Chenango, NY residential listings: 13733 8 listings, 2 candidates, bank pressure 68; 13830 4 listings, 2 candidates, bank pressure 65; 13730 3 listings, 2 candidates, bank pressure 63; 13780 3 listings, 1 candidates, bank pressure 65 (Chenango, NY); 13460 2 listings, 2 candidates, bank pressure 66; 13815 2 listings, 1 candidates, bank pressure 65; 13155 1 listings, 0 candidates, bank pressure 65; 13124 0 listings, 0 candidates, bank pressure 65. Chenango, NY totals: 23 listings; Chenango, NY candidates 10; active ZIPs 1.
HUD assisted housing in Chenango, NY
2 assisted properties with 140 units sit in Chenango, NY; largest Chenango, NY properties: Golden Age Apartments (Norwich) 100 units, 76 assisted; Grace View Manor (Norwich) 40 units, 40 assisted.
Lenders with branches in Chenango, NY
Chenango, NY lenders by branch count: Nbt Bank National Assn (Chenango, NY): stress 61, 10 branches low in Chenango, NY; Community Bank National Assn (Chenango, NY): stress 68, 1 branch low in Chenango, NY.
Vacancy and permits, Chenango, NY
4,696 of 24,586 Chenango, NY housing units are vacant; Chenango, NY permits, twelve months: 60 multifamily units in Chenango, NY, 46 one-to-four unit units.
Work Chenango, NY at the parcel level
Every Chenango, NY parcel carries owner and address; every Chenango, NY parcel carries APN; Chenango, NY distress scores sit on the Chenango, NY live board.
Chenango, NY figures refresh with each source.
Chenango, NY questions
Most distressed ZIP code in Chenango County, NY?
ZIP 13124 leads Chenango, NY at 29/100; next in Chenango, NY: 13136 at 29/100; the Chenango, NY average is 26/100.
Where does Chenango County, NY rank for investment opportunity?
Chenango, NY is #437 among all ranked counties, #3 in New York; the Chenango, NY driver is vacancy; Chenango, NY moved down 100 places.
How many mortgages are delinquent in Chenango County, NY?
Chenango, NY takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Chenango, NY.
Which banks lend in Chenango County, NY?
2 watched lenders hold Chenango, NY branches; the largest Chenango, NY footprints are Nbt Bank National Assn (10), Community Bank National Assn (1).
More on Chenango, NY
Chenango County, NY distress report: public-record figures for Chenango, NY; not legal advice for Chenango, NY; not tax or investment advice; verify every Chenango, NY record before acting.