Chenango County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Chenango County, New York? DLRadar grades every Chenango County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Chenango County breakdown.
- Chenango County's most distressed ZIP is 13746 at 31/100.
- 27 ZIP codes tracked in Chenango County, averaging 28/100 distress.
- Chenango County reads expansion — home values up 6.0% year over year.
- Vacancy runs 22.7% across Chenango County's tracked ZIPs, with a 12.1% poverty rate.
- The typical Chenango County home is worth about $137,292 against a ~$63,797 median income.
- Lending headwind in Chenango County sits at 50/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 13746 | 31/100 |
| 2 | 13787 | 31/100 |
| 3 | 13813 | 31/100 |
| 4 | 13124 | 30/100 |
| 5 | 13136 | 30/100 |
| 6 | 13155 | 30/100 |
| 7 | 13460 | 30/100 |
| 8 | 13464 | 30/100 |
| 9 | 13730 | 30/100 |
| 10 | 13733 | 30/100 |
| 11 | 13778 | 30/100 |
| 12 | 13780 | 30/100 |
Most distressed ZIP codes in Chenango County (composite distress 0-100, 2026)
What is driving Chenango County distress
Chenango County's placement in the national index rests on public filings — a 28/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Chenango County market phase and pricing
Chenango County currently sits in expansion after a 6.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Chenango County
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Frequently asked questions
What is the most distressed ZIP code in Chenango County, NY?
ZIP 13746 leads Chenango County at 31/100, recomputed monthly from public records.
Which phase does Chenango County sit in right now?
Chenango County currently sits in expansion, with values up 6.0% year on year, based on FHFA price-index trajectory.
What are the sources behind these Chenango County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 27 Chenango County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Chenango County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Chenango County ZIPs DLRadar ranks, scores run from 31/100 in 13746 down to 30/100 in 13780, against a Chenango County average of 28/100. The 1-point range is the argument for ZIP-level search across Chenango County.
What do Chenango County home values and vacancy say about distressed supply?
The typical Chenango County home carries about $137,292 of value against a median household income near $63,797. Vacancy across Chenango County's tracked ZIPs runs 22.7% and the poverty rate is 12.1%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Chenango County's foreclosure and tax-lien record and its 50/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.