Chenango County, NY: Home-Insurance Distress & Forced-Sale Pressure
Chenango County, NY: 67/100 (elevated) home-insurance distress; Chenango, NY band MEDIUM; Chenango, NY #699 of 3,222 counties; Chenango, NY #5 of 62 in New York; raw Chenango, NY 72.2.
FEMA hazard, Chenango, NY: 63/100; Chenango, NY declarations, three years: 3; Chenango, NY perils: 3 tropical-storm; Chenango, NY five-year count 3 (severity 4.5); Chenango, NY ten-year 3; hazard-weighted, Chenango, NY: 9.0.
Declared incidents on the Chenango, NY record: 2024 Tropical Storm 3 (Chenango, NY).
NFIP claims, Chenango, NY, three years: 4; Chenango, NY payouts $101,340; per Chenango, NY claim $25,335; Chenango, NY claim-stress 74/100.
Chenango, NY monthly score fell, 74 (March 2026) to 65 (October 2026); Chenango, NY by month: March 74, April 74, May 72, June 72 (Chenango, NY), July 69, August 69, September 68, October 65.
Chenango, NY components: climate 60, NFIP claims 74; Chenango, NY retreat index 65.
Construction distress, Chenango, NY: 58/100 as of August 2026 (Chenango, NY: 56/100 one-to-four unit, 61/100 multifamily).
Chenango, NY ZIPs, June 2026 (Chenango, NY, 16 highest): score 0 (Chenango, NY), climate 85 (Chenango, NY): 13813; score 0 (Chenango, NY), climate 82 (Chenango, NY): 13787; score 0 (Chenango, NY), climate 81 (Chenango, NY): 13746; score 0 (Chenango, NY), climate 73 (Chenango, NY): 13411, 13730, 13809, 13843; score 0 (Chenango, NY), climate 72 (Chenango, NY): 13733, 13778; score 0 (Chenango, NY), climate 71 (Chenango, NY): 13124, 13136, 13155, 13460, Chenango, NY 13464, 13780, 13801.
DLRadar rescores Chenango, NY monthly; Chenango, NY readings join Chenango, NY foreclosure, lien and ownership parcels (Chenango, NY), so cost-squeezed Chenango, NY owners surface before listing.
Inside New York, Chenango County ranks 5th of 62 counties for home-insurance distress at 67/100; Delaware County (68/100) sits just above Chenango County, and Nassau County (67/100) sits just below Chenango County.
Deterministic. Every Chenango County, NY signal traces to a public Chenango dataset (FEMA, NFIP, Census for Chenango, NY) · how insurance distress works in Chenango, NY · methodology
FAQ: Chenango County, NY insurance distress
What is the Chenango County, NY home-insurance-distress score?
Chenango, NY: 67/100 (MEDIUM), #699 of 3,222, #5 in New York. FEMA hazard, Chenango, NY: 63/100; NFIP stress, Chenango, NY: 74/100; construction, Chenango, NY: 58/100; Chenango, NY rescores monthly.
Is Chenango County insurance distress getting better or worse (NY)?
Chenango, NY: 74 in March 2026; Chenango, NY: 65 in October 2026 (better); Chenango, NY climate component 60; Chenango, NY NFIP claims score 74.
How many flood-insurance claims has Chenango County, NY had?
Chenango, NY: 4 NFIP claims, three years; Chenango, NY paid $101,340; per Chenango, NY claim $25,335; carriers reprice Chenango, NY against that record.
Which Chenango County ZIP codes carry the most insurance distress (NY)?
Chenango, NY, June 2026: 13813 at 0, 13787 at 0, 13746 at 0, 13411 at 0; Chenango, NY climate scores there: 85, 82, 81, 73.
Why does Chenango, NY insurance distress create sellers?
A Chenango, NY premium outruns the Chenango, NY budget; a carrier leaves Chenango, NY; Chenango, NY carrying cost passes plan; Chenango, NY owners sell while current; Chenango, NY insurance distress leads Chenango, NY foreclosure data.