Tioga County, NY: Home-Insurance Distress & Forced-Sale Pressure
Tioga County, NY: 24/100 (low) home-insurance distress; Tioga, NY band LOW; Tioga, NY #1,978 of 3,222 counties; Tioga, NY #41 of 62 in New York; raw Tioga, NY 28.4; Tioga, NY coverage multiplier 0.85.
FEMA hazard, Tioga, NY: 0/100; Tioga, NY declarations, three years: none.
NFIP claims, Tioga, NY, three years: 6; Tioga, NY payouts $73,557; per Tioga, NY claim $12,259; Tioga, NY claim-stress 71/100.
Tioga, NY monthly score fell, 25 (March 2026) to 24 (October 2026); Tioga, NY by month: March 25, April 25, May 25, June 25 (Tioga, NY), July 25, August 25, September 25, October 24.
Tioga, NY components: NFIP claims 71; Tioga, NY retreat index 24; Tioga, NY climate multiplier 0.85.
Construction distress, Tioga, NY: 39/100 as of August 2026 (Tioga, NY: 52/100 one-to-four unit, 23/100 multifamily).
Tioga, NY ZIPs, June 2026 (Tioga, NY, 15 highest): score 57 (Tioga, NY), climate 74, price stress 50 (Tioga, NY): 14817; score 0 (Tioga, NY), climate 79 (Tioga, NY): 13760; score 0 (Tioga, NY), climate 66 (Tioga, NY): 13835; score 0 (Tioga, NY), climate 65 (Tioga, NY): 14883; score 0 (Tioga, NY), climate 64 (Tioga, NY): 13736, 13864; score 0 (Tioga, NY), climate 62 (Tioga, NY): 13811; score 0 (Tioga, NY), climate 60 (Tioga, NY): 13732, 13734, 13743, 13812, Tioga, NY 13827; score 0 (Tioga, NY), climate 59 (Tioga, NY): 14892; score 0 (Tioga, NY), climate 58 (Tioga, NY): 14859; score 0 (Tioga, NY), climate 53 (Tioga, NY): 14889.
DLRadar rescores Tioga, NY monthly; Tioga, NY readings join Tioga, NY foreclosure, lien and ownership parcels (Tioga, NY), so cost-squeezed Tioga, NY owners surface before listing.
Inside New York, Tioga County ranks 41st of 62 counties for home-insurance distress at 24/100; Niagara County (25/100) sits just above Tioga County, and Columbia County (24/100) sits just below Tioga County.
Deterministic. Every Tioga County, NY signal traces to a public Tioga dataset (FEMA, NFIP, Census for Tioga, NY) · how insurance distress works in Tioga, NY · methodology
FAQ: Tioga County, NY insurance distress
What is the Tioga County, NY home-insurance-distress score?
Tioga, NY: 24/100 (LOW), #1,978 of 3,222, #41 in New York. FEMA hazard, Tioga, NY: 0/100; NFIP stress, Tioga, NY: 71/100; construction, Tioga, NY: 39/100; Tioga, NY rescores monthly.
Is Tioga County insurance distress getting better or worse (NY)?
Tioga, NY: 25 in March 2026; Tioga, NY: 24 in October 2026 (better); Tioga, NY NFIP claims score 71.
How many flood-insurance claims has Tioga County, NY had?
Tioga, NY: 6 NFIP claims, three years; Tioga, NY paid $73,557; per Tioga, NY claim $12,259; carriers reprice Tioga, NY against that record.
Which Tioga County ZIP codes carry the most insurance distress (NY)?
Tioga, NY, June 2026: 14817 at 57, 13760 at 0, 13835 at 0, 14883 at 0; Tioga, NY climate scores there: 74, 79, 66, 65.
Why does Tioga, NY insurance distress create sellers?
A Tioga, NY premium outruns the Tioga, NY budget; a carrier leaves Tioga, NY; Tioga, NY carrying cost passes plan; Tioga, NY owners sell while current; Tioga, NY insurance distress leads Tioga, NY foreclosure data.