Distressed Properties in New York
DLRadar scores 62 New York counties on market cycle, bank stress and insurance distress. 1 is in contraction or recovery; New York home prices average +5.2% year over year.
New York averages 65/100 bank stress and 33/100 insurance distress.
Furthest through the turn in New York: Tompkins County (-5.2%).
New York residential listings tracked: 3,959 across 1,863 ZIPs; New York candidate listings 1,540; 652 New York ZIPs read active. Busiest New York ZIPs: 10583 59 listings, 19 candidates; 11743 59 listings, 5 candidates; 10801 39 listings, 15 candidates in New York; 11413 33 listings, 9 candidates; 13601 32 listings, 22 candidates; 11236 31 listings, 14 candidates.
HUD lists 917 assisted multifamily properties in New York with 119,660 units, 54,559 of the New York units assisted.
New York ZIPs by price-cycle phase: 5,297 peak, 1,547 expansion, 413 contraction, 368 neutral, 249 recovery.
New York ninety-day mortgage delinquency 1.0% as of December 2025; highest sampled New York counties: Oneida 1.8%, Niagara 1.5%, Schenectady 1.3%.
New York counties to watch
Distressed properties in New York — FAQ
How do I find New York distressed properties?
Start with the 1 of 62 New York counties in contraction or recovery, led by Tompkins County, then open each New York county's ZIP scores.
Where does the New York data come from?
New York price cycle from FHFA; New York bank stress (65/100) from FDIC call reports; New York insurance distress (33/100) from FEMA and NFIP.