ZIP 16420 Foreclosure, Tax-Lien & Distress Report
Warren County, Pennsylvania · High Vacancy market
ZIP code 16420 in Warren County, Pennsylvania carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (31/100), structural risk (28/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. The split runs 28/100 structural to 2/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (65/100).
The peak-phase market in 16420 posted values that rose 4.2% over the year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.
Vacancy runs 44.8%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 16420 scores 23/100. Median household income is $47,321, below the U.S. median near $78,000. 94% of housing is owner-occupied. Around 10% of renters are cost-burdened. Educational attainment sits at 7% bachelor's-or-above. There are about 404 housing units across 16420. The typical home is worth about $81,700 (2.0× income, relatively affordable). 4.4% of residents fall below the poverty threshold. 434 residents call 16420 home, typically aged 58.
Net-net, 16420 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 16420 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 16420 stays directly comparable to neighboring ZIPs and the rest of Warren County, Pennsylvania. The score is rebuilt from public data as it updates, so 16420 reflects the current record instead of a stale or modeled snapshot.
16420's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 16420 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 16420
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 16420 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Warren County
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Built from public records, scored the same way everywhere · methodology