ZIP 16312 Foreclosure, Tax-Lien & Distress Report

In Warren County, Pennsylvania, ZIP 16312 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Property-level stress concentrates in construction/permit lag (31/100), structural risk (28/100), institutional ownership (3/100). By contrast, structural risk (28/100) and institutional ownership (3/100) register low. Structural exposure scores 28 and live distress 0 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (65/100)).

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 15 housing units across 16312.

On balance, 16312 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 16312 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 16312 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16312 can be compared directly against any other ZIP in Warren County, Pennsylvania or nationwide. Nothing here is interpolated — where a source is thin for 16312, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 13/100 figure for 16312 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 16312 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.