ZIP 16440 Foreclosure, Tax-Lien & Distress Report
Crawford County, Pennsylvania · High Vacancy market
ZIP 16440's composite property-distress score is 18/100 - DLRadar classes that as low for Crawford County, Pennsylvania. The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (39/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (73/100). Structurally it carries 39/100, against 2/100 of stress already in motion.
The market reads peak — home values rose 4.2% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
DLRadar's demographic-stress index for the area reads 22/100. Roughly 8.0% live below the poverty line. At $71,250, median income runs near typical U.S. levels. The ZIP holds roughly 435 housing units. The tenure split is 84% owner-occupied to 16% rented. About 30% have a four-year degree. Around 14% of renters are cost-burdened. About 741 people live here, median age 49. The vacancy rate is 23.7% — elevated. A median home runs $140,400 here, or 2.2 times local income.
On the whole, 16440 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 16440 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 16440 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16440 can be compared directly against any other ZIP in Crawford County, Pennsylvania or nationwide. Where the public record is thin for 16440, the field stays empty rather than modeled, and fills in as new documents post.
The 18/100 figure for 16440 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 16440 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 16440’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
16440 at a glance
Current distress, phase, housing and lender-pressure figures for 16440, drawn from the same report attached to each property.
Crawford County ZIPs near 16440
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Open the complete 16440 acquisition file
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Deterministic scoring, sourced entirely from public data · methodology