ZIP 16125 Foreclosure, Tax-Lien & Distress Report

ZIP code 16125 in Mercer County, Pennsylvania carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (51/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (77/100), flood (NFIP) exposure (63/100). On the structural side it scores 51/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 24% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 21% bachelor's-or-above. There are about 8,128 housing units across 16125. Rent burden reaches 38% of tenant households. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. At $56,851, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 27/100. About 17,088 people live here, median age 48. The tenure split is 72% owner-occupied to 28% rented. Roughly 11.2% live below the poverty line. Home values center near $150,200, an affordability ratio of 2.2× — accessible.

Overall, 16125 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 16125 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 16125's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 16125, the field stays empty rather than modeled, and fills in as new documents post.

The 22/100 figure for 16125 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 16125 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.