ZIP 16121 Foreclosure, Tax-Lien & Distress Report

In Mercer County, Pennsylvania, ZIP 16121 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (51/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (77/100), flood (NFIP) exposure (64/100)). Structural risk reads 51/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Rent burden reaches 31% of tenant households. Home values center near $87,800, an affordability ratio of 1.9× — accessible. The poverty rate is 28.1% — high, a tax-stress and distress correlate. Around 13% of adults hold a bachelor's degree or higher. There are about 2,209 housing units across 16121. DLRadar's demographic-stress index for the area reads 30/100. Households earn a median $39,412 — below the roughly $78,000 national figure. Population is roughly 4,290 with a median age of 47. Vacancy runs 6.9%. Owners hold 59% of homes, renters 41%.

Taken together, 16121 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 16121 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 16121 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16121 can be compared directly against any other ZIP in Mercer County, Pennsylvania or nationwide. The score is rebuilt from public data as it updates, so 16121 reflects the current record instead of a stale or modeled snapshot.

Behind 16121's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 16121 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.