ZIP 16121 Property Distress & Foreclosure Data

ZIP code 16121 in Mercer County, Pennsylvania carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (40/100), construction/permit lag (19/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (77/100), flood (NFIP) exposure (64/100). The latent-versus-live split is 40/100 structural and 2/100 already moving.

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 31% of renters are cost-burdened. A median home runs $87,800 here, or 1.9 times local income. Roughly 28.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 13% have a four-year degree. The ZIP holds roughly 2,209 housing units. On demographic stress specifically, 16121 scores 30/100. Households earn a median $39,412 — below the roughly $78,000 national figure. About 4,290 people live here, median age 47. The vacancy rate is 6.9%. The tenure split is 59% owner-occupied to 41% rented.

Net-net, 16121 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.