ZIP 16159 Foreclosure, Tax-Lien & Distress Report

In Mercer County, Pennsylvania, ZIP 16159 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 51/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (76/100), flood (NFIP) exposure (64/100). Its heaviest discrete signals: construction/permit lag (62/100), structural risk (51/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100).

The market reads peak — home values rose 4.1% year on year, and 31% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Population is roughly 4,664 with a median age of 52. The typical home is worth about $178,000 (2.4× income, relatively affordable). There are about 2,191 housing units across 16159. Around 46% of renters are cost-burdened. 77% of housing is owner-occupied. Educational attainment sits at 24% bachelor's-or-above. Roughly 9.7% live below the poverty line. On demographic stress specifically, 16159 scores 27/100. The vacancy rate is 6.8%. At $70,482, median income runs near typical U.S. levels.

On balance 16159 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 16159 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 16159 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16159 can be compared directly against any other ZIP in Mercer County, Pennsylvania or nationwide. 16159 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 22/100 for 16159 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 16159 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.