ZIP 16123 Property Distress & Foreclosure Data

DLRadar grades ZIP 16123 (Beaver County, Pennsylvania) at a low 22/100 for overall property distress. Property-level stress concentrates in structural risk (50/100), construction/permit lag (43/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (74/100). On the structural side it scores 50/100, with 3/100 of stress already active.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 38% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2.3% of residents fall below the poverty threshold. Around 7% of renters are cost-burdened. Owners hold 90% of homes, renters 10%. The vacancy rate is 5.4%. Median household income is $104,750, above the U.S. median near $78,000. 2,601 residents call 16123 home, typically aged 52. Educational attainment sits at 30% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 18/100. Home values center near $251,400, an affordability ratio of 2.3× — accessible. The ZIP holds roughly 1,005 housing units.

On balance, 16123 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.