ZIP 16123 Foreclosure, Tax-Lien & Distress Report

In Beaver County, Pennsylvania, ZIP 16123 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are structural risk (51/100), construction/permit lag (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (74/100). Latent structural risk is 51/100 while live distress already moving reads 3/100.

The peak-phase market in 16123 posted values that rose 2.7% over the year, and 38% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

2.3% of residents fall below the poverty threshold. Rent burden reaches 7% of tenant households. The tenure split is 90% owner-occupied to 10% rented. Vacancy runs 5.4%. Median household income is $104,750, above the U.S. median near $78,000. Population is roughly 2,601 with a median age of 52. Educational attainment sits at 30% bachelor's-or-above. The demographic-stress sub-score lands at 18/100. Home values center near $251,400, an affordability ratio of 2.3× — accessible. The ZIP holds roughly 1,005 housing units.

Overall 16123 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 16123 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 16123, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 16123's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 16123 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.