ZIP 16037 Property Distress & Foreclosure Data

In Butler County, Pennsylvania, ZIP 16037 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (80/100). The latent-versus-live split is 50/100 structural and 3/100 already moving. Its standout signals are structural risk (50/100), construction/permit lag (36/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 4.7% year on year, and 47% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

A median home runs $348,200 here, or 3.7 times local income. Around 44% of renters are cost-burdened. Households earn a median $90,078 — above the roughly $78,000 national figure. About 4,840 people live here, median age 49. The vacancy rate is 4.0%. About 33% have a four-year degree. Roughly 7.7% live below the poverty line. On demographic stress specifically, 16037 scores 28/100. The tenure split is 90% owner-occupied to 10% rented. The ZIP holds roughly 2,202 housing units.

Overall 16037 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.