ZIP 16038 Foreclosure, Tax-Lien & Distress Report
Butler County, Pennsylvania · Affordable market
On DLRadar's 0-100 distress scale, ZIP 16038 in Butler County, Pennsylvania comes in at 22, a low composite-distress reading. The split runs 50/100 structural to 2/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (50/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (79/100), climate & FEMA risk (71/100).
The market reads peak — home values rose 3.3% year on year, and 14% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
Owners hold 78% of homes, renters 22%. There are about 1,374 housing units across 16038. Rent burden reaches 14% of tenant households. Educational attainment sits at 16% bachelor's-or-above. Vacancy runs 4.6%. DLRadar's demographic-stress index for the area reads 22/100. About 3,213 people live here, median age 48. Median household income is $74,868, near the U.S. median near $78,000. The typical home is worth about $175,000 (2.4× income, relatively affordable). The poverty rate is 6.8% — low.
Overall, 16038 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 16038 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 16038's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 16038, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 16038 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Treat 16038 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 16038
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 16038 by the numbers
Current distress, phase, housing and lender-pressure figures for 16038, drawn from the same report attached to each property.
Adjacent Butler County ZIP reports
Nearest ZIP codes to 16038
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Butler County, Pennsylvania
Other reports tied to Butler County, Pennsylvania — ZIP, county and statewide.
See every distressed parcel in 16038
Pull every distressed parcel in 16038 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology