ZIP 16038 Property Distress & Foreclosure Data

DLRadar grades ZIP 16038 (Butler County, Pennsylvania) at a low 18/100 for overall property distress. Structural exposure scores 41 and live distress 2 on the 0–100 scale. Property-level stress concentrates in structural risk (41/100), construction/permit lag (36/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (71/100)).

The expansion-phase market in 16038 posted values that rose 5.0% over the year, and 14% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

78% of housing is owner-occupied. There are about 1,374 housing units across 16038. Rent burden reaches 14% of tenant households. Around 16% of adults hold a bachelor's degree or higher. Vacancy runs 4.6%. The demographic-stress sub-score lands at 22/100. Population is roughly 3,213 with a median age of 48. At $74,868, median income runs near typical U.S. levels. The typical home is worth about $175,000 (2.4× income, relatively affordable). The poverty rate is 6.8% — low.

On balance 16038 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.