ZIP 16127 Property Distress & Foreclosure Data

In Mercer County, Pennsylvania, ZIP 16127 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (39/100), construction/permit lag (19/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low. On the structural side it scores 39/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (75/100).

The market reads expansion — home values rose 5.5% year on year, and 25% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 37% have a four-year degree. Roughly 9.3% live below the poverty line. About 15,295 people live here, median age 37. On demographic stress specifically, 16127 scores 26/100. Households earn a median $69,842 — near the roughly $78,000 national figure. The tenure split is 74% owner-occupied to 26% rented. Around 35% of renters are cost-burdened. The vacancy rate is 6.7%. The ZIP holds roughly 5,709 housing units. A median home runs $213,700 here, or 2.9 times local income.

Net-net, 16127 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.