ZIP 16145 Property Distress & Foreclosure Data

In Mercer County, Pennsylvania, ZIP 16145 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (77/100), flood (NFIP) exposure (64/100). On the structural side it scores 40/100, with 2/100 of stress already active. Its standout signals are structural risk (40/100), construction/permit lag (19/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 1,307 housing units. About 2,674 people live here, median age 45. On demographic stress specifically, 16145 scores 23/100. Around 16% of renters are cost-burdened. Roughly 9.1% live below the poverty line. About 27% have a four-year degree. The vacancy rate is 11.5% — elevated. A median home runs $180,100 here, or 2.6 times local income. Households earn a median $64,500 — below the roughly $78,000 national figure. The tenure split is 82% owner-occupied to 18% rented.

Net-net, 16145 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.