ZIP 16154 Property Distress & Foreclosure Data

In Mercer County, Pennsylvania, ZIP 16154 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (40/100), construction/permit lag (19/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (77/100), flood (NFIP) exposure (64/100). The latent-versus-live split is 40/100 structural and 2/100 already moving.

The market reads expansion — home values rose 5.5% year on year, and 31% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 97% owner-occupied to 3% rented. The vacancy rate is 2.7%. Households earn a median $70,441 — near the roughly $78,000 national figure. Around 0% of renters are cost-burdened. On demographic stress specifically, 16154 scores 17/100. About 20% have a four-year degree. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. About 2,351 people live here, median age 53. A median home runs $167,000 here, or 2.4 times local income. The ZIP holds roughly 1,157 housing units.

Net-net, 16154 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.