ZIP 16124 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 16124 (Mercer County, Pennsylvania) at a low 23/100 for overall property distress. Structural risk reads 51/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (77/100), flood (NFIP) exposure (64/100). Leading the profile are construction/permit lag (63/100), structural risk (51/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 643 housing units. At $56,597, median income runs below typical U.S. levels. The typical home is worth about $171,500 (2.9× income, relatively affordable). Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. Owners hold 79% of homes, renters 21%. Around 39% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 31/100. Around 15% of adults hold a bachelor's degree or higher. 1,656 residents call 16124 home, typically aged 41. The poverty rate is 18.4% — high, a tax-stress and distress correlate.

Net-net, 16124 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 16124 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 16124 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Mercer County, Pennsylvania and the nation. 16124 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 16124's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 16124 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.