ZIP 16124 Property Distress & Foreclosure Data

Composite property distress in 16124 (Mercer County, Pennsylvania) lands at 18/100 — low on DLRadar's public-record scoring. Structural risk reads 40/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (77/100), flood (NFIP) exposure (64/100). The sharpest non-environmental signals are structural risk (40/100), construction/permit lag (19/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.5% year on year, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 643 housing units across 16124. Households earn a median $56,597 — below the roughly $78,000 national figure. A median home runs $171,500 here, or 2.9 times local income. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 79% owner-occupied to 21% rented. Rent burden reaches 39% of tenant households. On demographic stress specifically, 16124 scores 31/100. About 15% have a four-year degree. About 1,656 people live here, median age 41. Roughly 18.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 16124 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.