ZIP 16114 Foreclosure, Tax-Lien & Distress Report

ZIP code 16114 in Mercer County, Pennsylvania carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (77/100), flood (NFIP) exposure (61/100)). The latent-versus-live split is 49/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (49/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100).

The peak-phase market in 16114 posted values that rose 4.2% over the year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 262 housing units across 16114. About 15% have a four-year degree. Rent burden reaches 0% of tenant households. 575 residents call 16114 home, typically aged 52. 11.3% of residents fall below the poverty threshold. The vacancy rate is 15.4% — elevated. The typical home is worth about $200,000 (2.6× income, relatively affordable). DLRadar's demographic-stress index for the area reads 22/100. At $63,750, median income runs below typical U.S. levels. Owners hold 89% of homes, renters 11%.

On the whole, 16114 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 16114 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 16114 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16114 can be compared directly against any other ZIP in Mercer County, Pennsylvania or nationwide. The score is rebuilt from public data as it updates, so 16114 reflects the current record instead of a stale or modeled snapshot.

16114's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 16114 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.