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ZIP 16137 Foreclosure, Tax-Lien & Distress Report

Mercer County, Pennsylvania · Affordable market

In Mercer County, Pennsylvania, ZIP 16137 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (77/100), flood (NFIP) exposure (64/100). Its standout signals are construction/permit lag (63/100), structural risk (51/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. Structural risk reads 51/100 against active distress of 2/100.

The market reads peak — home values rose 4.2% year on year, and 5% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

82% of housing is owner-occupied. 13.1% of residents fall below the poverty threshold. 12,327 residents call 16137 home, typically aged 43. DLRadar's demographic-stress index for the area reads 27/100. A median home runs $187,000 here, or 2.5 times local income. The ZIP holds roughly 5,029 housing units. Vacancy runs 11.0%. At $69,975, median income runs near typical U.S. levels. Educational attainment sits at 21% bachelor's-or-above. Rent burden reaches 38% of tenant households.

On balance 16137 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 16137 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 16137 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. 16137 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

16137's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 16137 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 16137

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk77
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

16137 at a glance

The live 16137 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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See every distressed parcel in 16137

The full 16137 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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