ZIP 16137 Property Distress & Foreclosure Data

DLRadar grades ZIP 16137 (Mercer County, Pennsylvania) at a low 18/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (77/100), flood (NFIP) exposure (64/100)). Property-level stress concentrates in structural risk (40/100), construction/permit lag (19/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). Structural exposure scores 40 and live distress 2 on the 0–100 scale.

The expansion-phase market in 16137 posted values that rose 5.5% over the year, and 5% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

82% of housing is owner-occupied. The poverty rate is 13.1%. Population is roughly 12,327 with a median age of 43. The demographic-stress sub-score lands at 27/100. The typical home is worth about $187,000 (2.5× income, relatively affordable). There are about 5,029 housing units across 16137. Vacancy runs 11.0%. At $69,975, median income runs near typical U.S. levels. Around 21% of adults hold a bachelor's degree or higher. Rent burden reaches 38% of tenant households.

On balance 16137 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.