ZIP 16161 Property Distress & Foreclosure Data

Mercer County, Pennsylvania's ZIP 16161 registers 18/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (40/100), construction/permit lag (19/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). The latent-versus-live split is 40/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (77/100), flood (NFIP) exposure (64/100)).

The expansion-phase market in 16161 posted values that rose 5.5% over the year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $43,625, median income runs below typical U.S. levels. The vacancy rate is 5.3%. The poverty rate is 33.1% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 31/100. Population is roughly 703 with a median age of 47. The typical home is worth about $67,700 (1.5× income, relatively affordable). Around 43% of renters are cost-burdened. 56% of housing is owner-occupied. Around 19% of adults hold a bachelor's degree or higher. The ZIP holds roughly 407 housing units.

On the whole, 16161 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.