ZIP 16130 Property Distress & Foreclosure Data

ZIP code 16130 in Mercer County, Pennsylvania carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (40/100), construction/permit lag (19/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. On the structural side it scores 40/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (77/100), flood (NFIP) exposure (64/100).

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

On demographic stress specifically, 16130 scores 25/100. Around 11% of renters are cost-burdened. Roughly 13.7% live below the poverty line. A median home runs $153,900 here, or 2.7 times local income. About 1,876 people live here, median age 49. The tenure split is 83% owner-occupied to 17% rented. Households earn a median $57,171 — below the roughly $78,000 national figure. The vacancy rate is 16.3% — elevated. About 16% have a four-year degree. The ZIP holds roughly 879 housing units.

Net-net, 16130 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.