ZIP 16130 Foreclosure, Tax-Lien & Distress Report
Mercer County, Pennsylvania · High Vacancy market
DLRadar grades ZIP 16130 (Mercer County, Pennsylvania) at a low 23/100 for overall property distress. Leading the profile are construction/permit lag (63/100), structural risk (51/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). On the structural side it scores 51/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (77/100), flood (NFIP) exposure (64/100).
The peak-phase market in 16130 posted values that rose 4.2% over the year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
DLRadar's demographic-stress index for the area reads 25/100. Around 11% of renters are cost-burdened. The poverty rate is 13.7%. Home values center near $153,900, an affordability ratio of 2.7× — accessible. About 1,876 people live here, median age 49. Owners hold 83% of homes, renters 17%. At $57,171, median income runs below typical U.S. levels. The vacancy rate is 16.3% — elevated. Educational attainment sits at 16% bachelor's-or-above. There are about 879 housing units across 16130.
Net-net, 16130 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 16130 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 16130 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 16130 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 23/100 for 16130 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 16130 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 16130
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
16130 at a glance
A live read on 16130: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Mercer County ZIP reports
Related reports across Mercer County, Pennsylvania
Further distress data across Mercer County, Pennsylvania at ZIP, county and state level.
Get the full acquisition report for 16130
The full 16130 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology