ZIP 16151 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 16151 (Mercer County, Pennsylvania) lands at 22/100 — low on DLRadar's distress scoring. Structurally it carries 49/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (55/100), structural risk (49/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (77/100), flood (NFIP) exposure (61/100)).

The peak-phase market in 16151 posted values that rose 4.2% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $88,300 (1.2× income, relatively affordable). The ZIP holds roughly 29 housing units. About 57 people live here, median age 35. Rent burden reaches 0% of tenant households. The vacancy rate is 28.1% — elevated. Around 5% of adults hold a bachelor's degree or higher. 78% of housing is owner-occupied. At $73,958, median income runs near typical U.S. levels. The poverty rate is 1.8% — low. The demographic-stress sub-score lands at 19/100.

On the whole, 16151 leans distressed, with opportunity clustered in specific stressed parcels. 16151 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 16151 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 16151 reflects the current record instead of a stale or modeled snapshot.

Each component behind 16151 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For a buyer, 16151 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.